AVR-Chat

At 01:12 PM 3/09/2005, you wrote:
>I could just be a talking dog that can type >>

And if I was your owner I'd be rich :-)

>PL of $10-20M is a common requirement but isn't that expensive & not that
>difficult to obtain.  Most clients won't even look at you without it.
................
>Product liability Insurance covers defective products that you sell,

The ABBI website (SA) points out the if the defect is a result
of an incorrect formula (bad design?) then you are no longer
covered by Public or Product liability it seems. And another
very interesting thing, if you buy your parts from an Australian
distributor then the insurance will pursue them if a fault
causing damage or death occurs, HOWEVER if you bring in the
parts in yourself i.i. Internet purchase then you are deemed to
be the manufacture and the liability stays with you!

>Professional Indemnity covers the opinions and advice that you give in a
>Professional capacity.

So what covers an incorrect design? A power miscalculation for a power
resistor could cause a fire, is there anything that will cover a genuine
mistake?

>APESMA has a deal with CGU, it provided PI/PL at 50% the price

Interesting stuff on their website. ~$500.00 a year membership??
I guess it's alright if they save you that much in insurance.
Public liability insurance does not have a hyper link like other
insurances.

Regards

John Samperi

******************************************************
                         Ampertronics Pty. Ltd.
   11 Brokenwood Place Baulkham Hills, NSW 2153 AUSTRALIA
          Tel. (02) 9674-6495       Fax (02) 9674-8745
                Email: samperi@ampertronics.com.au
                  Website  http://www.ampertronics.com.au
* Electronic Design   * Custom Products   * Contract Assembly
******************************************************