MOTM

So far, it would seem as though the idea of computer audio recording 
will present a rather steep learning curve and a good amount of 
mental anguish.  Is there a simple hardware/software combination that 
will allow me to record a smaller number of tracks (8-12)with limited 
bells and whistles?  I don't need a major production studio or tons 
of effects or midi, though a little reverb and compression would be 
nice.

When ever I find a nice PC-based audio interface (Aardvark Q10 and 
others), I hear horror stories about the software.  Frankly, I'm 
almost afraid to lay out my piasters an ANYTHING!  That's bad.  
Honestly, I don't consider myself to be a techno-phobe (quite the 
opposite, really...)

Just what is available that allow me to record a good quality CD of 
my little quartet?  I would really appreciate the group's comments.

Chub- a lot of front-end gear with no place to go...