Just posting a follow-up in case it helps someone else out there. I bought a new old stock Edirol UM-1 MIDI Interface off of eBay and although I spent a number of hours trying to get the Win 7 64 bit driver to install on my Pavilion laptop, I was finally successful and once I had that online I was downloading banks into the VZ using Bome in a couple of minutes. So it appears there was something about the MIDI drivers or hardware in the M-Audio that did not play well with a really old MIDI device such as the VZ. Anyway, my next effort will be to try using an editor/librarian with it again using the UM-1 MIDI interface, but I already got the main thing I wanted working solved.