Hi, so far I've resisted the temptation to say anything. But then I can resist anything but temptation.
Some of the replies have been very interesting but I really don't think Grant was asking us. Or indeed asking us to help him restructure his business. He's letting his customers know, ie he's telling us. We are getting to hear his decision first.
Personally I think it's a sensible solution, but that is somewhat peripheral.
So, I'll take this opportunity to wish Grant and the rest of you an early happy Christmas, Chanukah, Winter Solstice or whatever is appropriate for you.
regards, Mark